January 8th, 2023 at 4:19 PM
I sold my house in 2021 and put the equity in the stock market. I proceeded to lose $85k between then and August. I was trying to buy a new house so I pulled everything out so I could guarantee the down payment and not kill a deal. Now its went back up and I didn't close any deals. 
I got screwed massively.
UP until this year though I was doing relatively decent in Index Funds. Besides the one crazy year for me I've actually walked away flush. I also have bought 3 properties in cash with the equity I was able to retain so it hasn't been all too bad. Granted, the market is crazy and inconsistent, that's the main reason I've been shifting to real estate. I have a formula I adhere to when vetting properties to ensure I can recoup all expenses on a house in 10 years and have pure equity. It's much easier to do in low cost of living areas.
I got screwed massively. UP until this year though I was doing relatively decent in Index Funds. Besides the one crazy year for me I've actually walked away flush. I also have bought 3 properties in cash with the equity I was able to retain so it hasn't been all too bad. Granted, the market is crazy and inconsistent, that's the main reason I've been shifting to real estate. I have a formula I adhere to when vetting properties to ensure I can recoup all expenses on a house in 10 years and have pure equity. It's much easier to do in low cost of living areas.
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